Last Call – Seek Mercy and Blessings of Allah SWT as Few Days Are Left Before Ramadan Is Over!

(The following information is provided solely to educate the Muslim community about investing and financial planning. It is hoped that the Ummah will benefit from this effort through greater financial empowerment, enabling the community to live in security and dignity and fulfill their religious and moral obligations towards charitable activities).

Though Ramadan has come to an end, the month when Allah SWT is extremely merciful, showers His blessings on us like no other time and is more forgiving than any other time, yet it is never too late to seek His blessings through worshipping in the remaining nights of Ramadan, giving to the poor and needy and do everything that we can to seek His forgiveness and blessings.


For Muslims, the last ten days should be a time to perfect one's fast and avoid anything that may break it. It is a time to give more charity and to settle disputes and forgive one another. It is also a time for soul searching, evaluating one's life, supplicating, and asking forgiveness. This should be done sincerely because if Allah accepts the supplications, the reward is the remission of one's sins. 


Allah’s mercy remains there throughout the year. He is always waiting for us to first simply make an intention of doing well and that is the starting point of your investment, without putting any money and putting any effort, you start to receive the return on something before even you have done it practically.


The best time to do it is in the last part of the night. Abu Hurayrah reported that the Prophet (P.B.U.H) said, "When the last one third of the night remains, our Lord, the Glorious One, descends towards the lower heaven and proclaims: 'Is there anyone supplicating to Me so that I grant his supplication? Is there anyone begging of Me for anything so that I grant him his wish? Is there anyone who seeks My forgiveness so I forgive him?'" (Bukhari and Muslim) 


The last ten days of Ramadan are very special days in the life of every Muslim. According to Muslims, they are the most blessed days in the blessed month of Ramadan, the month the Holy Quran was revealed. Muslims believe that although the Prophet Muhammad (P.B.U.H) was promised Paradise, he used to exert himself even more in worship during these last ten days, hoping to draw closer to Allah. The Prophet's wife Aisha (may Allah be pleased with her) said, "With the start of the last ten days of Ramadan, the Prophet used to tighten his waist belt and used to pray all the night, and used to keep his family awake for the prayers." (Bukhari) 


One of the beautiful things about Allah SWT is that He wants to give you back more to what you have given in His way. One of His ways to return us on our ‘investment’ is to protect us from tragedies which sometimes we don’t even get to know about. If we give and expect a certain return in a certain time and we don’t get it chances are that either we will get it at a later stage in this world or in hereafter or Allah SWT has reserved the return for us for a certain time that He knows will be the best time for you to receive it.


Once Ramadan is over we should try our best and live the rest of the 11 months same as we did in Ramadan. Our actions, our behavior, our commitment to praying five times, attachment to the Masjid and doing charity should continue. Month of Ramadan is like a training which prepares us for the rest of the 11 months. If we can do everything that we did in Ramadan while we are fasting and not able to eat or drink, we can certainly do better when we are able to have freedom to eat and drink. We should not let the daily affairs of our lives take over control and distract us from our major and important goal of life which is to prepare for the hereafter.


Time is of the essence. No one know who is going to live for how long. We have witnessed that a young person dies before an elderly person in the family. There is no guarantee and therefore, we should always remember our departure from this world which will happen sooner or later regardless of who we are and what we do.


Lets invest as much as we can in the hereafter and reap the fruits of our investments on the Judgement day Insha’Allah.


The Prophet Muhammad (p.b.u.h.) said, "If any Muslim comes out of Ramadan without gaining forgiveness and goodness, he is a real loser." (Ibn Hibban and At-Tabarani). 


Consistancy is what Allah SWT likes the most and those of you who have donated genersouly for diferent causes should continue to support during the rest of the year. One of the important and valuable cause is helping orphans. Saba Homes is a unique orphans support program that you can assist with your donation. You can make online donation on: or call on 714.305.5425.


(Saghir A. Aslam only explains strategies and formulas that he has been using. He is merely providing information, and NO ADVICE is given. Mr. Aslam does not endorse or recommend any broker, brokerage firm, or any investment at all, or does he suggest that anyone will earn a profit when or if they purchase stocks, bonds or any other investments. All stocks or investment vehicles mentioned are for illustrative purposes only. Mr. Aslam is not an attorney, accountant, real estate broker, stockbroker, investment advisor, or certified financial planner. Mr. Aslam does not have anything for sale.)



Editor: Akhtar M. Faruqui
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