Best Investment in This World and Akhra
By Saghir Aslam
Rawalpindi, Pakistan
(The following information is provided solely to educate the Muslim community about investing and financial planning. It is hoped that the Ummah will benefit from this effort through greater financial empowerment, enabling the community to live in security and dignity and fulfill their religious and moral obligations towards charitable activities.)
First of all, we should all be grateful to Allah (SWT) for granting us the opportunity to celebrate the holy month of Ramadan. During the course of eleventh months in the year I write and share my experiences on various investments to benefit in this world. However, the next few articles this month will be on Ramadan and how to make the best of this holy month. While my focus will be on fasting, reciting Qur’an and tarawee, we should not forget the millions of less fortunate people around the world, including orphans, widows and the elderly and young who are victims of poverty, disasters and wars. There will be people who will not have any or enough food for sahoor and iftar.
Just as we plan in advance to get a good return on our worldly investments, we shall also take the matter of investing for us here after life seriously. Being generous is good but being wise is even better. Have you undertaken some background research on what you are planning to support with your money? When you show generosity in helping others, Allah (SWT) shows greater generosity towards you and when He shows his greater generosity that is something a human brain can’t imagine: only Allah (SWT) knows what he will be getting. Being generous is one of the names and characters of Allah (SWT).
You might not see the results immediately or in this world but should know that there is something better that Allah (SWT) has set aside for you and He will reward you with it at the right time. So being patient is the best approach, I would say. Prior to Ramadan while you are planning on what to do in Ramadan to earn good deeds and help others, shaytaan and your Nafs will be major obstacles you will face. Shaytaan will keep on whispering and scaring you of poverty as a consequence of giving in charity.
While your Nafs will encourage you to think of yourself and buy something for yourself, e.g., clothes, new car, upgrade phone, etc. this is a battle we all face: some know how to win, others end up losing, which leads to the greater loss in the hereafter. You can choose to donate causes locally, nationally, and internationally, it is always better to plan in advance so you don’t miss the chance of giving in Ramadan for which Allah Subhan o Taala will reward you way over many times as compared to during the rest of the year.
One of the most important charitable causes which Allah Subhan o Talla has mentioned in the Holy Qur’an several times is helping the orphans. Here is the great project of Saba Homes, where orphans are not just given basic help but are honored, which is what Allah (SWT) loves and has encouraged us to do.
If you want to be in the company of the Prophet Muhammad (PBUH) then this is your way of getting there. Make Zakat Sadqa donations to the orphan girls and boys at Saba Homes during Ramadan.
(Saghir A. Aslam only explains strategies and formulas that he has been using. He is merely providing information, and NO ADVICE is given. Mr Aslam does not endorse or recommend any broker, brokerage firm, or any investment at all, nor does he suggest that anyone will earn a profit when or if they purchase stocks, bonds or any other investments. All stocks or investment vehicles mentioned are for illustrative purposes only. Mr Aslam is not an attorney, accountant, real estate broker, stockbroker, investment advisor, or certified financial planner. Mr Aslam does not have anything for sale.)
