Issues and Questions


Zakat on Line, Divorce, Mosques and Political Candidates
By Dr Muzammil H. Siddiqi


Q1. I’ve been to a site that has Zakat online service. This means we can pay Zakat through Internet using our credit card. My question: Is it permissible to pay Zakat using credit card?
As I understand the concept, it means we owe someone (the credit card company) to pay the Zakat?



A1. It is permissible to use credit card as long as you pay the credit card bill on time and do not incur any interest. You can use credit card for purchasing items as well as for making donations and paying Zakat. When you purchase something and pay through the credit card, you give the money to the seller. The credit card company helps you by advancing these funds for you and bills you later. In a similar way when you pay your Zakat by using a credit card, you give the money to the deserving person or institution. You are not giving Zakat to the credit card company. However, credit card company is advancing those Zakat funds for you, so as soon as you receive the bill, you should pay it off. Do not give Zakat and then interest as well.


Q 2. If a person performed “Umrah” the first time in his/her life time, is it necessary/obligatory to go to the very next “Hajj”? What happens if the person does not go to the very next “Hajj”?

A 2. Hajj is Fard (obligatory) once in life for those who can afford it physically and financially. ‘Umrah is Sunnah Mu’akkadah (highly recommended). One should not do the Sunnah by delaying or neglecting the Fard. Hajj has an appointed time, while ‘Umrah can be performed at any time during the year. Those who can afford should first plan to make Hajj. One can make Umrah along with Hajj.
A person who has not performed Hajj, it is not right for him/her to go for ‘Umrah only and neglect Hajj. Many scholars say that those who have not performed their Hajj, if they go for ‘Umrah then they should stay there until they perform Hajj. If it is not possible for a person to stay in Makkah until Hajj time, then he/she must make sure to return for Hajj the same year. It is a sin to delay Hajj when itbecomes obligatory. Once a person has performed Umrah, it becomes more binding on that person to make Hajj without any delay.


Q3. Is it Islamic to use mosques to endorse/support political candidates running for office? It appears to be all right to remind the congregation to go out and vote on the Election Day, but telling the congregation, directly or indirectly, to vote for a particular candidate seems to be an unwise/unintelligent/unethical practice.

A3. There is nothing un-Islamic about endorsing or supporting a candidate, if that person is capable of the job and can do good for the society and the community. There is nothing wrong in introducing good candidates to the community in the mosque without endorsing them or asking people to vote for them. However, if you have registered your mosque or organization as “a religious and non-political” entity then you should abide by its rules and conditions.
It is indeed unwise, unethical, and perhaps illegal also, to register an organization as religious and non-political and then getting it involved in direct support or endorsement of political candidates. If a community is interested to endorse and support political candidates then it should have a political organization and register it as such.


Q 4. If a man writes for his wife on a piece of paper “I divorce you” three times, does it count as one, or three times, and what would a person do then?


A 4. There are many Muslims who are not fully aware of the rules of divorce. Some people think that the divorce cannot happen unless they say or write the word of divorce three times. This is wrong. The Islamic divorce takes place even if the husband says the words of divorce one time. Of course he must be sane, not having lost his senses due to extreme rage or intoxicants.
If a husband writes a paper for his wife and tells her that he divorced her three times then we should ask that person what was his intention. If he wanted to give three time divorce all at once, then it will be counted as such. Then his wife is irrevocably divorced from him. He cannot cancel this divorce. She is no more his wife and they must separate. He cannot remarry her, unless she marries another person and after having lived with him, is also divorced and wants to get back to her former husband.

However, if he wrote the words of divorce three times only to emphasize his intent to divorce his wife or if he was under the impression that one time is not sufficient then this will be counted as one divorce only. If this was the first time or second time in his life that he has made such statement, then he would have a right to cancel his divorce and get back to his wife, if he wanted.


Q5: What was the original form of Torah according to Islamic belief and what has been changed? It is easier to understand the justification for Christians to accept Islam as there are many contradictions in their belief which are quite obvious. However, unlike Christianity, Judaism also preaches oneness of God, hereafter, and almost the same teachings as given in Qur’an and Islam, then what is the reason for the people of Jewish faith to make a switch to Islam?

A5. Originally the Torah was a book that Allah revealed to Prophet Moses - peace be upon him. What is known today as Torah is first five books in the Bible. These books are called: Genesis, Exodus, Leviticus, Numbers and Deuteronomy. Christians call them Pentateuch and Jews call them Thorah. These books are not as Prophet Musa - peace be upon him - did leave them. There are many changes that have occurred in these books in their historical narrative as well as the laws.

These books went through a lot of editorial changes and many writers and narrators added things in them. Many Jewish and Christian writers have written on this subject and it is now recognized by almost all Jewish and Christian scholars that these books are not from the time of Prophet Moses - peace be upon him - but developed by a number of writers over a period of one thousand years. There is a small number of Fundamentalist Christians who do not acc ept that, but majority of the people do.

Allah sent Prophet Muhammad - peace be upon him - as a Messenger for all humanity. All people whether Christians or Jews or of any other faith should accept him as Allah’s Messenger. It is true that in theology we have more similarities with Judaism than with Christianity, but in ethical matters and in universality Islam is closer to Christianity. However, the message of Islam is for every one and it is the most authentic message of Allah

DrSiddiqi@aol.com

Editor: Akhtar M. Faruqui
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