Page 24 - Pakistan Link - October 18, 2019

P24 – PAKISTAN LINK – OCTOBER 18, 2019 COMMENTARY
Three Ways to Help Arm Yourself against Financial Fraud

n By Saghir Aslam something’s awry. “If you get a
Rawalpindi, Pakistan suspicious call saying your grand- FOUNDATION
child is in jail, for example, call his
(The following information or her parents before offering any P.O. BOX 5481, Santa Clara, CA 95056 | (408) 244.3282 | www.hidaya.org
is provided solely to educate the information,” Aigrette-Bell says. A
Muslim community about in- CPA, attorney, or financial advisor
vesting and financial planning. can also serve as a good resource.
It is hoped that the If you can’t think of anyone to turn
Ummah will ben- to, call the police nonemergency
efit from this effort number in your area.
through greater fi- • Check with state and fed-
nancial empower- eral authorities. Your state’s con-
ment, enabling the sumer protection office can offer
community to live ily trust, it could be a phishing information on where to report a Help Us Clothe the Poor this Winter
in security and dig- scam. The fraudster is attempt- case of possible financial fraud. Hidaya Foundation is in the process of sending 20 containers of winter
nity and fulfill their religious and ing to use fake emails or texts to • The FTC also has an on- clothing and boots to help hundreds of thousands of people in need. Each
moral obligations towards chari- retrieve your valuable informa- line complaint assistant form you container costs about $5,000 to ship and is enough to clothe and benefit
table activities). tion. Email-based financial fraud can fill out based on the type of up to 25,000 people! The clothes were already donated, we just need
When several St. Louis resi- often includes familiar company financial fraud you believe is be- help to pay for them to get there - so when sponsoring this effort:
dents received phone calls about names or strangers pretending to ing committed. Categories include - $10 can benefit 50 people
missing jury duty, the caller be someone you know, according “rip-offs and imposter scams,” - $50 can benefit 250 people
threatened jail time if they didn’t to the Federal Trade Commission “unwanted telemarketing, text, or
pay a fine by providing their credit (FTC). spam” and “credit and debt.” - $100 can benefit 500 people
card numbers over the phone. The • Criminals can also spoof • Consider putting a credit - $500 can benefit 2,500 people
incidents turned out to be finan- phone numbers, meaning they freeze on your report. One proac- - $1,000 can benefit 5,000 people
cial fraud, criminal attempts to can conceal the actual number tive measure you can take against - $5,000 can benefit 25,000 people
steal and deceive, using phone they’re calling you from. Don’t rely identity theft is to place a credit Donate online via check or card at
calls, robocalls, or text messages on caller ID to verify that you’re freeze on your report. This freeze
to lure potential victims. speaking with someone from a will restrict access to your credit www.hidaya.org
Angela Amighetti-Bell, a legitimate organization. When in report, which can make it harder
Compliance Consultant at Wells doubt, hang up and call the phone for thieves to open new accounts or call us at (408) 244-3282
Fargo Advisors, and Lauree Pe- number on your account state- in your name. It’s free to enact a Hidaya Foundation is a non-profit 501 (c)(3) charitable organization with Tax ID # 77-0502583
terson-Sakai, a Wells Fargo Elder ment or on the company’s or gov- freeze, and you can unfreeze the
Strategy Leader at Wells Fargo ernment agency’s website to verify report for a short window when
Advisors, say those jury-duty-fine the authenticity of the request. you are applying for a loan, mak-
incidents serve as a reminder to • 3. Stay educated. “Finan- ing a large purchase, or taking an- Exchange Rates for Currency Notes*
be increasingly watchful for the cial fraud schemes are morphing other credit-related action.
many forms of financial fraud. all the time,” Peterson-Sakai says. (Saghir A. Aslam only ex-
Here, they offer tips to help Pay attention to the latest warn- plains strategies and formulas that Countries Buying Selling
you spot (and avoid) financial ings and information about fi- he has been using. He is merely Rs. Rs.
fraud, and also recommendations nancial fraud to help avoid falling providing information, and NO
for what to do if you think you’re prey. The FTC emails free scam ADVICE is given. Mr. Aslam does USA 155.90 156.55
being targeted: alerts, which you can sign up for not endorse or recommend any UK 193.00 196.00
Three actions to help protect at ftc.gov/scams. You can also broker, brokerage firm, or any in- S.Arabia 41.30 41.65
yourself against financial fraud find information on current fraud vestment at all, nor does he sug- Japan 1.44 1.47
• 1. Limit the personal in- from credible sources such as the gest that anyone will earn a profit Euro 172.00 174.00
formation you post on social me- Better Business Bureau or AARP. when or if they purchase stocks, UAE 42.30 42.65
dia. “Criminals can make up con- Remember that older family bonds or any other investments.
vincing stories with details they get members may need help with this, All stocks or investment vehicles (*September 18, 2019)
from your posts … including the as well. A 2018 Wells Fargo Elder mentioned are for illustrative pur-
names of your friends and family, Needs Survey found that 98% of poses only. Mr. Aslam is not an
where you work, and when you’re seniors and their kids agreed that attorney, accountant, real estate US VISA AVAILABILITY IN SEPTEMBER 2019
on vacation,” Peterson-Sakai says. older adults are more susceptible broker, stockbroker, investment
Using that information, for exam- to financial fraud. Wells Fargo advisor, or certified financial plan- For Pakistan, Bangladesh & India
ple, they can concoct requests for Advisors has a dedicated guide ner. Mr. Aslam does not have any- Compiles by Hasan Chishti
money from supposedly jailed or of recommendations to help keep thing for sale.)
hospitalized relatives. older loved ones safe. “This article written in co-
• 2. Be vigilant about im- What to do if you think you’re laboration with vice president of Pakistan/Bangladesh, India
posters. If you get an unexpected a target Wells Fargo with decades of expe- 1 Unmarried sons & daughters
st
email purporting to be from a • Seek advice. Talk with rience.”) Of U.S. Citizens Jan., 01, 2013 Jan., 01, 2013
business you would ordinar- someone you trust if you suspect
2-A Spouses and unmarried
childrens of permanent residents Current Current
HUBBLE FROM P9 it is who created the stars so that you Even with all the care in the
for the “feet” that interface with use them to navigate in the depths of conceptualization, design, assem-
the Main Ring, which are built of Ti- darkness on land and in the oceans bly and testing, when the Hubble 2-B Unmarried sons & daughters (21 yrs.
tanium. This was done because the (of water or space). Behold! We have was launched in 1990, and the first of age or older) of permanent residents June 01, 2014 June 01, 2014
advanced composites were found to described in detail Our Signs for a images came back from space, they
be inadequate in compression and people who have knowledge.” Qur’an were fuzzy. That meant that the big 3 Married sons & daughters of US citizens Sept., 01, 2007 Sept., 01, 2007
rd
flexure (bending). 6:97). Solar panels were used to gen- mirror was flawed. What happened?
The Hubble was designed “in- erate the 2800 Watt power required of The interferometer used to measure
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side out” so that the Scientific Instru- the telescope. the final shape of the Primary Mir- 4 Brothers & sisters of adult U.S. citizens Nov., 01, 2006 Sept., 22, 2004
ments could be serviced or removed Challenges in Assembly and ror was itself flawed. A final test on
and new ones inserted by astronauts Testing the Mirror would have shown this
visiting it on the Space Shuttle. A While the systems, conceptu- error before assembly and launch. EMPLOYMENT BASED CATEGORY
similar “inside out” design was later alization and design are challenging However, by the time the Hubble
st
used on the Solar Optical Telescope tasks, manufacturing and assembly was completed, it had significantly 1 Priority workers Oct., 01, 2017 Unavailable
(SOT). A variety of Scientific Instru- are even more challenging. This is overrun its budget. The initial es-
ments were used on the Hubble de- because most of the “error budgets” timate for the Hubble was 225 mil- 2 Members of the professions holding
nd
signed by American, European as are consumed in the structural joints. lion (1975) dollars. By 1983 the costs advanced degree or persons of
well as other national agencies. Each You can have the most perfect design had exceeded 1.25 billion dollars. exceptional ability Jan., 01, 2018 May 08, 2009
had its own focal plane arrays and and superb individual components An alarmed Congress refused to al-
detector cooling means, if any. The but if the assembly is sloppy, all you locate additional funding for the
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Wide Field of View Camera, Near will have is a sloppy instrument. The final test. Fortunately, the error (it 3 Skilled workers July 01, 2016 July 01, 2005
Infrared Camera and various spec- assembly is done in class I clean en- is called a low frequency error as Other workers July 01, 2016 July 01, 2005
trometers are well-known examples. vironment, cleaner than the cleanli- opposed to patchy blotches that ap-
The awesome pictures of the heavens ness in the best surgical wards in top pear in isolated spots on the mirrors 4 Certain special immigrants Unavailable Unavailable
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that we see on the web were taken by notch hospitals. Access is restricted. which are high frequency errors) can Certain religious workers Unavailable Unavailable
these Scientific Instruments and then Testing is conducted as each assem- be corrected in the scientific instru-
transmitted to earth via telemetry. bly is complete to ensure that the “er- ments (SI) by inserting a corrective
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The Fine Guidance Sensor on ror budget” allocated to that assembly lens train and modifying the Optical 5 Non-regional centers Current Sept., 01, 2017
the Hubble used triangulation on is not exceeded. Path Distance (OPD). Regional centers Current Sept., 01. 2017
known stars to fix direction (“And He The Launch and the Big Error HUBBLE, P26
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