Page 24 - Pakistan Link - August 21, 2020

P24 – PAKISTAN LINK – AUGUST 21, 2020
My Overall Approach towards Investing
n By Saghir Ahmed Aslam
Rawalpindi, Pakistan
(The following information is
provided solely to educate the Mus-
lim community about investing and
financial planning. It is hoped that
the Ummah will benefit from this
effort through greater financial em-
powerment, enabling
the community to
live in security and
dignity and fulfill
their religious and
moral obligations to-
wards charitable ac-
tivities)
As you consider a prospective
investment, I hope you will keep
two things firmly in mind: make
sure you trust the people with whom
you are investing and take the time
to understand, at least generally, the
investment you are about to make.
It is also self-explanatory why trust
is so important –after all, it is your
money, is equally important. A ba-
sic comprehension of what type of
investment you are making will al-
low you to apply your own selection
process. It does not have to be fancy
or technical, but it is yours and it
assure you that you are making in
investment which is consistent with
the way you look at things and
think about things.
My desire to assist individu-
als with their investment is nothing
more than the next step along the
path of service to my community,
with the blessing of Allah.
The investments I make not for
immediate gratification. My focus is
very specifically on the long term.
Over the years, this approach have
served me very well in my personal
investment. I have been rewarded
time and time again for waiting
patiently for the long term upward
ANSWER FROM P21
leased out for oil and gas drilling by
the US government? He then makes
much of the fact that the needed stor-
age would take up another 250 square
miles. I find his arguments here
completely unpersuasive. He then
says that if the US used solar for all
its power needs (I assume this means
all cars are electric, and so is heating in an open competitive power mar-
and industrial), it would require 50%
of the US surface area. That would be
a bit under 1.9 million square miles,
and he clearly misstated his point
there as that makes no sense. Cali-
fornia now legally requires all new
homes to have solar roofs, does Shel-
lenberger oppose that? In fact, we
could find enough room to power
much of America just putting solar
on existing homes and buildings and
empty spaces like office parking lots.
Shellenberger appears to believe
that the size of the physical footprint
of a power plant is the most important
factor determining its attractiveness.
If we developed fusion power, and
it used half as much land as nuclear
fission, but cost five times as much,
would he suggest we have to switch
to fusion? I don’t think so, because
fission power is not land constrained,
so the increased density of hypotheti-
cal fusion is practically meaningless.
There is plenty of room for solar and
wind, they will take up a tiny fraction
of land, and far less than humans use
for agriculture and grazing. Prices
of renewables are plummeting so
fast that they will create essentially
free power during much of the day.
It is not just skittish Americans and
bias of the market to carry quality,
seasoned stock ahead.
It can be very difficult to be
patient when market conditions are
unfavorable. Few thing are more
difficult than holding on through
tough times. The discipline to hold,
rather than panicking out of the
market when times get tough, is es-
sential to long term investment suc-
cess.
I will be the first to admit that
sometime holding quality stocks
is monotonous and boring. Not
every day brings exciting price
movements. Slow, steady progress,
though, awaits those who can main-
tain a consistent patterns to buying
good companies when their price
dip and then holding them.
My philosophy is not based
on complicated theories. It does
not employ convoluted strategies.
Rather I look for strong, quality
companies which I can purchase
and bargain prices. Then, I simply
hold those investments and let time
work for me. I am not right every
time, but when I am wrong I cut
my losses and move on. It is a disci-
plined process.
For the trader I use several phi-
losophies which Inshah Allah I will
discuss later in the book. I use 5%
of my portfolio which I call “play
Europeans with an irrational fear
of nuclear power that is holding the
industry back, it is the horrible eco-
nomics of nuclear power that make
it unviable.
Nuclear power is a dying in-
dustry at present. Whether new
techniques and designs can make it
economical in the future, especially
ket, seems unlikely in the near future. fair and considerate and treat ev-
The only advantage of nuclear is its
ability to run 24/7 when well-man-
aged. Whether that is sufficient to
create fresh interest in this technol-
ogy will depend on how well RE and
storage and grid management work
to keep the lights on in the 2030’s and
beyond.
BOOK FROM P23
people of different viewpoints,
what actions could have prevented
the fall of Dacca?
A: I went to Bangladesh in 1985
to conduct research for this novel. I
met many scholars, Mukti Bahini
leaders, editors of newspapers and
people from different walks of life.
Most of them told me that Sheikh
Mujeeb wanted autonomy and not
a separate state. The mismanage-
ment by the Pakistan government,
Army action in March 1971 and
the growing influence of Bengali
student leaders led to the war and
fall of Dacca. Fairness in dealings
between the two wings and politi-
cal dialogue could have prevented
the breakup.
Q: Who is your favorite char-
money” and with the blessing of Al-
lah (saw) I have been achieving bet-
ter than 10% month. These Strate-
gies are:
1. Dividend Capturing.
2. Stock Splits
3. Channeling or rolling
stocks
4. Covered Calls.
I will share techniques that
demonstrate how you can use the
above four strategies Inshah Allah
to make your portfolio grow. I will
share with you how you can achieve
great results investing in companies
like Ford, Chrysler, and Pacific tele-
phone and get handsome results us-
ing my techniques.
At time I also play risky op-
tions. Remember, they are risky
(very, very risky), but at the risks
are great, so are the rewards. I de-
scribe this is holding in ice cube in
your hand as time is ticking away
if you fail to achieve your goal, it
will melt away and you will loss all
of your investment. But if you play
with a plan, study the situation, and
discipline yourself, you can achieve
handsome results.
(Saghir A. Aslam only explains
strategies and formulas that he has
been using. He is merely providing
information, and NO ADVICE is
given. Mr Aslam does not endorse
or recommend any broker, broker-
age firm, or any investment at all,
nor does he suggest that anyone will
earn a profit when or if they pur-
chase stocks, bonds or any other in-
vestments. All stocks or investment
vehicles mentioned are for illustra-
tive purposes only. Mr Aslam is not
an attorney, accountant, real estate
broker, stockbroker, investment ad-
visor, or certified financial planner.
Mr Aslam does not have anything
for sale.)
acter of Breaking Links and why?
A: Omar is my favorite char-
acter. He is very perceptive and
wise like a sage and guru. He has a
unique personality.
Q. What are the lessons to be
learnt from the fall of Dacca?
A: The government should be
erybody equally. Should a conflict
arise, it should be dealt with fairly
and through political dialogue.
Most importantly, there should be
a just cause to win a war.
(Dr Ahmed S. Khan -
dr.a.s.khan@ieee.org - is a Ful-
bright Specialist Scholar, 2017-
2021. Professor Khan has 35 years
of experience in Higher Education
as professor of Electrical Engi-
neering. He is the author of many
academic papers, technical and
non-technical books, and a series
of books on Science, Technology
& Society (STS); his most recent
books are Mashriq-o-Mugrib Ki
Mumtaz Shaksiaat (Prominent Per-
sonalities of the East and the West),
and Nanotechnology: Ethical and
Social Implications.)
MALALA FROM P20
they don’t have to wait to be an adult cardiovascular health. Here is a chart Management Group at the Center for
to be a leader. “But our world has too which illustrates the significant im- Strategic Leadership, US Army War
many problems for one generation to
solve. So today my advice is for our
elders – It’s not too late for you to
change,” concluded the youngest No-
bel Peace Prize winner. – The Express
Tribune
www.PakistanLink.com
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Coronavirus Crisis Relief
Hidaya Foundation is providing food, soap for
hygiene, and more for impoverished families
we serve overseas as well as families and
individuals in need locally here in the U.S.
through our network and partners.
In Pakistan, Hidaya aims to support over
200,000 families. Food distribution will be
taking place in which for just $30 you can
provide a food package including 25-50kg
wheat or rice, 5-10kg chickpeas or lentils,
3-5L cooking oil, 10-20kg fresh vegetables,
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Additionally, women in our sewing centers
are stitching masks which will be provided to
hospitals, police, and the masses.
Donate online: www.hidaya.org
By Mail: PO Box 5481, Santa Clara, CA 95056
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mail@hidaya.org
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Exchange Rates for Currency Notes*
Countries Buying Selling
Rs. Rs.
USA 168.20 168.80
UK 220.00 226.00
S.Arabia
Japan 45.00 45.50
Euro 1.59 1.62
UAE
197.00 200.00
46.00 46.50
(*August 20, 2020)
TIMES FROM P4 ing the TM program in the State of Bahia,
In particular, published scientific Brazil. These improvements resulted in
research has shown that when even improved community relations as mea-
1% of a given population practices the sured by a dramatic increase (1,206%) in
TM technique, crime rates and other the number of positive reports received
negative social trends drop sharply. by the Police Department from the citi-
And extensive research on the advanced zens of Salvador.
TM-Sidhi program has repeatedly dem- While this approach may seem too
onstrated that its group practice creates simple to be true, sometimes the simplest
the same measurable transformation in approach is the most effective. We recom-
social trends: positive solutions to ongo- mend the following book: An Antidote
ing problems occur naturally and soci- to Violence: Evaluating the Evidence by
ety shifts from division to unity. Barry Spivack and Patricia Anne Saun-
Consider: The TM-Sidhi program ders, which details in depth the extensive
was utilized in Washington DC over supporting scientific research for utiliz-
a two-month period in the summer of ing TM to dispel violence and to alleviate
1993, where 4,000 meditators gathered PTSD. The current times of pandemic,
for an experiment to lower crime. The protest, and economic collapse is the
result, as documented by an indepen- perfect opportunity for us to re-evaluate
dent board of criminologists, was a 24 our approaches to all societal issues, and
percent reduction in criminal violence. to evaluate for ourselves the usefulness of
This profound reduction in social stress TM as a powerful tool for police to use in
also influenced the public approval keeping the peace and also for their own
of the US president, which suddenly mental health under stressful conditions.
changed from a negative trend to a posi- Governments have no time to lose
tive trend, as predicted. as the very fabric of our society collapses
If members of police departments around us; we all need to come up with
were to learn the TM technique, not effective solutions to these issues and the
only would they have access to a pow- resulting societal discord before is too
erful tool for reducing violence, they late.
would also gain benefits such as increas- (Arlene J. Schar has served as Dr
es in calmness, clarity of mind, happi- Leffler’s Executive Assistant at the Center
ness, creativity, and energy, as proven for Advanced Military Science (CAMS)
by hundreds of independent research StrongMilitary.org since 2015. She has
studies. This evidence-based approach is co-authored and edited many of Dr.
highly effective for stress-related condi- Leffler’s articles. Dr David Leffler
tions such as PTSD, brain function, and served as an Associate of the Proteus
provements in health and discipline ex- College. Currently, he serves as the
perienced by officers and cadets practic- Executive Director at CAMS)